Fixed Deposit

Introduction

Areekode Service Co-operative bank offers various fixed/term deposit schemes for investors. This is an attractive deposit scheme where the investor can deposit any amount of money for a fixed duration and receive guaranteed returns. The interest amount is payable to the depositor either quarterly from the date of issue or after completing the maturity period.
The fixed deposit account can be opened by individuals (single/joint), guardians on behalf of minors, partnership firms, limited companies, registered societies, associations, etc… 
Fixed Deposits offerings 7.75% Interest Per Annum and 0.5% extra for senior citizens( 8.25 % p.a ). 
The minimum deposit amount is Rs.1,000 and this scheme has no upper deposit margin. 

Features

  • Flexible investment tenure ranging from 15 days to 10 years
  • Higher interest rates for senior citizen
  • Available at all branches
  • Auto–renewal option and multiple options for interest payment
  • Premature withdrawal allowed

Documents Required

Indian citizens over the age of 18 years can open a fixed deposit account with Areekode Service Co-operative bank. The following documents are required for account opening:
  • Photo ID proof and Address proof of individuals
  • Passport-size photo of applicants
  • Dully-filled application form
  • Registration Certificate of firm/shop and establishment/S.S.I /VAT.
  • Partnership deed